It isn’t that budgeting is so hard really, but it is a lifestyle, something that you have to incorporate into your everyday routine. And any new habit takes some time to stick. If you taste a little bit of success and newfound control of your money right out of the gate, you’re much more likely to be motivated and commit for the long term. And that is so possible.
Choosing beneficiaries, and keeping those choices up-to-date, is an important part of owning life insurance. The birth or adoption of a child, marriage, or divorce can affect your initial choice. Review your beneficiary designation as new situations arise in order to make sure your choice is still appropriate.
I know – as soon as you mention “benefits” to a small business owner, most of their eyes glaze over – but believe me, this is different. I’m going to show you how easy it is to offer great benefits, like health insurance and 401K, and tell you how you can SAVE MONEY in the process.
Ok- here is what I learned (and it keeps me from heartbreak)- There is a holiday every time I turn around. Most of them. ALL of them…celebrate someone or something other than ME!